by ebs | Oct 25, 2022 | 2022
There are three types of out-of-pocket costs for health insurance: Copays, Coinsurance and Deductibles. Our goal is to get you familiar with these terms and help you better understand your health coverage and costs. Copay is a predetermined rate you pay for health...
by ebs | Sep 30, 2022 | 2022
The maximum out-of-pocket (MOOP) provision requires that plans include a limit on the amount of money customers spend out of pocket on health services in a given year. This applies to all non-grandfathered, individual, small group, and large group customers, whether...
by ebs | Sep 7, 2022 | 2022
Advance Premium Tax Credit (APTC) The ACA’s advance premium tax credit (APTC) subsidies are only available to qualified individuals purchasing coverage through health insurance exchanges and are based on the purchase of the Silver (70%) plan. The law creates sliding...
by ebs | Jan 10, 2022 | 2022, COVID-19
The Sixth Circuit Court of Appeals issued a decision allowing OSHA to enforce its COVID-19 vaccination mandate for employers with 100 or more employees. This decision reverses an earlier ruling from the Fifth Circuit Court of Appeals which created a nationwide stay on...
