by ebs | Sep 21, 2023 | 2023
Federal Plans must cover preventive care as outlined by the U.S. Department of Health and Human Services (HHS) without copay, coinsurance or deductible when provided by a network provider. This applies to individual and group plans, including self-funded plans, but...
by ebs | Aug 1, 2023 | 2023
The following applies to self-funded plans: Prohibition of lifetime limits Dependent to age 26 coverage No preexisting condition exclusion for those under age 19 Prohibition against rescission for other than fraud Emergency services always covered in network...
by ebs | Jul 7, 2023 | 2023
The 90-day Maximum Rule For all size group plans for new business and upon renewal for existing plans, waiting periods in excess of 90 days are prohibited for fully-insured, self-funded, grandfathered and non-grandfathered plans. Please note, the state law supersedes...
by ebs | May 1, 2023 | 2023
The ACA provides for a small employer tax credit for small businesses and tax-exempt organizations that provide health coverage to their employees. The credit is only available to the employer who purchases group coverage through the SHOP (exchange marketplace) and is...
by ebs | Jan 13, 2023 | 2023
Essential plan – The Essential Plan is a NY State sponsored program developed to provide health insurance to international students with no income. It also offers quality health insurance to working adults with lower incomes who do not qualify for Medicaid....